Moving to
the U.S.?
Get a head start on your U.S
credit card application now
so you can activate it when
you land.
Get a head start on your U.S
credit card application now
so you can activate it when
you land.
no
late
fees
no
interest
no
ssn
needed
pick A PLAN
for your goals:
- $200 credit limit
- Limit stays fixed
- No interest ever
- No late fees ever
- 1.25% cash back
- Build credit score
- Free score updates
- $350-$1000 credit limit
- Limit grows over time
- No interest ever
- No late fees ever
- 1.25% cash back
- Build credit score
- Free score updates
JUMP-START YOUR
CREDIT SCORE
Your score depends on the length of your credit history and the number of cards you have, so start building now!
Card Comparison
On average the $7 plan is $66/yr less than a traditional credit card.
our Card | Other cards | |
---|---|---|
No credit check | ||
No security deposit | ||
No late fees | ||
No interest | ||
No SSN required |
BENEFITS OUTWEIGH THE COST
Earn up to $150/yr through 1.25% unlimited cash back on all transactions.
Referring 2 friends covers your annual subscription.
our Card | Other cards | |
---|---|---|
Annual percentage rate (APR) | 0% | 20.8% |
Annual interest on $500 balance | $0 | $104 |
Average annual late fees | $0 | $46 |
Monthly subscription | $7 | $0 |
Total amount cost | $84 | $150 |
Manifesto
We believe that students
should be
supported, not exploited.
…that all students deserve a fair chance
at financial wellness regardless of race, gender
identity, or upbringing.
…that credit should be built up,
not broken down.
…that hidden charges, late fees
and high interest are harmful.
…financial literacy is empowering.
…transparency and authenticity build trust.
We believe that students desperately
need a new way to get in the game.
That’s why we made Neu. To give students
a safe,
inclusive, easy way to build their financial futures.
no credit history needed.
no late fees.
no predatory BS.
Neu Card Compared
to the Old Cards
Neu Card | Discover Student | Chase Freedom | |
---|---|---|---|
Monthly subscription fee | $4 or $7 depends on your plan |
$0/mo | $0/mo |
Interest rate | 0% always | 17.24 - 26.24% | 19.24% Variable |
Maximum late fee [per occurrence] | 0% always | $41 | $40 |
Minimum cash back | 1.25% | 1% | 1% |
Auto credit limit increase | yes, with the $7 plan |
no | no |
how do we compare
in terms of value?
Neu Card | Other Cards | |
---|---|---|
Annual Percentage Rate (APR) | 0% | 20.8% |
Annual Interest on $500 Balance | $0 | $104 |
Average Annual Late Fees | $0 | $46 |
Monthly Subscription | $7 Build & expand card |
$0 |
Total Annual Cost | $84 | $150 |