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Moving to
the U.S.?

Get a head start on your U.S
credit card application now
so you can activate it when
you land.

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Issued by Cross River Bank, USA

Get a head start on your U.S
credit card application now
so you can activate it when
you land.

download
the app QR code app download
Neu Banner NO INTEREST • NO LATE FEES • NO CREDIT HISTORY NEEDED • NO INTEREST • NO LATE FEES • NO CREDIT HISTORY NEEDED • NO INTEREST • NO LATE FEES • NO CREDIT HISTORY NEEDED • NO INTEREST • NO LATE FEES • NO CREDIT HISTORY NEEDED • NO INTEREST • NO LATE FEES • NO CREDIT HISTORY NEEDED • NO INTEREST • NO LATE FEES • NO CREDIT HISTORY NEEDED • NO INTEREST • NO LATE FEES • NO CREDIT HISTORY NEEDED • NO INTEREST • NO LATE FEES • NO CREDIT HISTORY NEEDED • NO INTEREST • NO LATE FEES • NO CREDIT HISTORY NEEDED • NO INTEREST • NO LATE FEES • NO CREDIT HISTORY NEEDED • NO INTEREST • NO LATE FEES • NO CREDIT HISTORY NEEDED • NO INTEREST • NO LATE FEES • NO CREDIT HISTORY NEEDED • NO INTEREST • NO LATE FEES •
benefit benefit

no
late
fees

no
interest

no
ssn
needed

pick A PLAN 
for your goals:

GROW
On a budget
$4/mo/month
  • $200 credit limit
  • Limit stays fixed
  • No interest ever
  • No late fees ever
  • 1.25% cash back
  • Build credit score
  • Free score updates
GROW & EXPAND
Grow your limit
$7/mo/month
  • $350-$1000 credit limit
  • Limit grows over time
  • No interest ever
  • No late fees ever
  • 1.25% cash back
  • Build credit score
  • Free score updates
 Pick your card • Pick your card • Pick your card • Pick your card • Pick your card • Pick your card • Pick your card • Pick your card • Pick your card • Pick your card • Pick your card • Pick your card • Pick your card • Pick your card •  Pick your card • Pick your card • Pick your card • Pick your card • Pick your card • Pick your card • Pick your card • Pick your card • Pick your card • Pick your card • Pick your card • Pick your card • Pick your card • Pick your card •

JUMP-START YOUR
CREDIT SCORE

Your score depends on the length of your credit history and the number of cards you have, so start building now!

credit score
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Card Comparison

On average the $7 plan is $66/yr less than a traditional credit card

our Card Other cards
No credit check
No security deposit
No late fees
No interest
No SSN required

BENEFITS OUTWEIGH THE COST

Earn up to $150/yr through 1.25% unlimited cash back on all transactions

Referring 2 friends covers your annual subscription

our Card Other cards
Annual percentage rate (APR) 0% 20.8%
Annual interest on $500 balance $0 $104
Average annual late fees $0 $46
Monthly subscription $7 $0
Total amount cost $84 $150

Manifesto

We believe that students
should be supported, not exploited.

…that all students deserve a fair chance
at financial wellness regardless of race,
gender identity, or upbringing.

…that credit should be built up,
not broken down.

…that hidden charges, late fees
and high interest are harmful.

…financial literacy is empowering.

…transparency and authenticity build trust.

We believe that students desperately
need a new way to get in the game.

That’s why we made our card. To give students a
safe, inclusive, easy way to build their financial futures.

no credit history needed.
no late fees.
no predatory BS.

THANK YOU FOR YOUR INTEREST!

You will receive a callback from a Neu Credit Specialist to get you started. Homepage